Shares	Fees	Loans	Home Equity

SHARE CERTIFICATES
Effective Date: 07/09/2010
Rates are subject to change daily    *Early Withdrawal Penalty may apply

	DIVIDEND RATE	ANNUAL PERCENTAGE YIELD	MINIMUM DEPOSIT!!
6 Month	.54%	.55%	$1,000.00
12 Month	1.04%	1.05%	$1000.00
18 Month	1.29%	1.30%	$500.00
24 Month	1.69%	1.70%	$500.00
30 Month	2.03%	2.05%	$500.00
36 Month	2.27%	2.30%	$500.00
48 Month	2.52%	2.55%	$500.00
60 Month	3.01%	3.05%	$500.00
Regular Share savings	.30%	.30%	$25.00
	.50%	.50%	$10,000.00
	.90%	.90%	$40,000.00
Club Accounts	.30%	.30%	$1.00
IRA Accounts	1.25%	1.28%	$25.00