Accounts

Share Savings
Share Draft Checking
Christmas Club
Vacation
IRA
Share Certificate of Deposit

Credit cards

VISA Classic offered with no annual fee, interest rate of 9.90%

DISCLOSURE OF RATES AND TERMS

Annual percentage Rate (APR)	-	9.90%
Other APRs	-	Penalty Rate: 14.90%, if payment goes over 30 days late.
Grace period for purchases	-	25 days on Average
Grace period for cash advances	-	None
Method of computing the balance for purchases	-	Average Daily Balance (including new purchases)
Annual Fees	-	None
Minimum Finance Charge	-	None
Transaction Fee for Cash Advances	-	None
Balance Transfer Fee	-	None
Late Payment Fee	-	$15.00
Return Payment Fee	-	$20.00
Over-the-Credit-Limit Fee	-	$10.00

The information provided was accurate as of 06/2005. However, it is subject to change. For current information call us at 860-684-4484.

Loans

Share or Certificate secured loans
New auto loans
Used auto loans
Motor Home loans
Recreation Vehicles and Boat loans
Motorcycle loans
Computer loans
Unsecured loans

Home Equity loans
First Mortgage Home Loans

VISA debit cards are available for purchases and cash withdrawals at ATM

Insurance

The credit union has partnered with Nationwide Insurance to offer members discounted rates on their auto And homeowner insurance.