Effective Date: 02/18/2011
| Share Savings Secured |
As Low As** |
| 100% Share Secured |
3.00% APR |
| 50% Share Secured |
6.00% APR |
| 25% Share Secured |
7.00% APR |
| New Car Loans |
As Low As** |
| New Car Loan |
2.75% APR |
| Used Car Loans |
As Low As** |
| 5 Years old or Less |
5.75% APR |
| 6 Years old or More |
6.25% APR |
| High Mileage (90K+) |
As Low As** |
| 2010 or older |
8.75% APR |
| Trailer Homes |
As Low As** |
| 25% down payment required |
12.50% APR |
| 25% down payment required |
12.50% APR |
| Motorcycles-Registered for Highway |
As Low As** |
| New |
5.00% APR |
| 5 Years old or Less |
7.00% APR |
| Motorcycles - Registered for Highway |
As Low As** |
| 6 Years old or More |
9.00% APR |
| Computer System Loan |
As Low As** |
| Loan |
10.00% APR |
| Unsecured Loans |
As Low As** |
| $5,000 Maximum with One Signature |
9.50% APR |
| $10,000 Maximum with Co-Signature |
9.00% APR |
*Interest rate is based on term and individual credit score.
**APR=Annual Percentage Rate
Refinancing an existing WFCU loan adding $1,000 or less of new money is subject to a processing fee of $50.