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ACH
Workers' FCU accepts Direct Deposit of funds
electronically, which provides for monies to be
deposited into your Credit Union accounts or applied as
payments against your loans. Through ACH your funds can
be transferred to or from your account to anywhere that
will accept electronic money transfers.
CHECK
ORDERING
Members have many convent ways to order their next box
of checks:
● Reorder slip can be sent to the credit union by mail
● Checks can be reordered online -
Click here.
● Or you can order them by calling your Workers' FCU customer service
representative
VISA DEBIT CARD
With the Workers' FCU VISA Debit Card, you can enjoy a
whole new level of banking and shopping convenience. You
can use this card to pay for your purchases without
cash, without checks and without credit cards. And at
the same time, have quick and easy access to cash and
your Workers' FCU accounts
Click here to find a SUM ATM location near you.
If your debit card is lost or stolen please contact us
immediately by calling 800-554-8969 24 hrs a day.
DIRECT
DEPOSIT
How do you apply for Direct Deposit?
Ask your company’s Human Resource, Payroll Department or
payment provider if they offer this service. If so,
complete their Direct Deposit Authorization Form.
You will need to specify:
● Workers' FCU routing number - 211178967.
● Your account number.
● Choose where you would like your direct deposit to go
(savings or checking).
This Direct Deposit Authorization Form must be completed
and returned to your employer or payment provider.
OVERDRAFT
PROTECTION
This is a service only from your Regular Share Savings
Account to help cover any non-sufficient funds clearing
from your Share Draft Account (checking account).
Your account can only have six overdrafts per month. If
there are not sufficient funds in your account or you
have overdrawn six times, checks will not clear and will
be returned as non-sufficient funds. This is not a line
of credit, but a method of electronically transferring
funds from your Share Savings account to you checking
account to cover any overdraft checks. There is a $5.00
fee for each transfer.
WIRE
TRANSFERS
Wire transfers are a quick and easy way for you to send
funds to another financial institution. Your funds can
be wired anywhere – even to a foreign country.
Directions for outgoing Wire Transfers
When a member wants to transfer from their Credit Union
account to another institution, the following is
required:
Domestic Wire Transfers
● Name and address of Bank funds are going to
● Bank ABA/routing number (this number is 9 digits)
● Name and address of person funds are going to
● Account number of person funds are going to.
● Any special instructions
Foreign Wire Transfers
● New York Bank Name and
address
● New York Bank ABA/routing number
● Name of Foreign Bank
● BIC/SWIFT code
● IBAN number (required for European countries only)
● Branch # of Foreign Bank
● Address and City of Foreign Bank
● Name and address of person receiving funds
● Account number of person receiving funds
● Any special instructions
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The wire transfer agreement notice must be signed.
FEES: There is a $20.00 fee for outgoing transfers
and a foreign wire fee of $40.00.
Directions for incoming Wire Transfers
When a member wants funds transferred to their Credit
Union account, the following information is needed:
Alloya Corporate Federal Credit Union, Warrenville, IL
Routing & Transit Number – 271987635
For further credit to:
Workers’ Federal Credit Union
Account #211178967
For final credit to:
Member’s Name
Member’s Account Number at Workers’ Federal Credit Union
Amount of Wire
Cut off for same day wire transfer is 3:00p.m.,
otherwise it will be the next business day.
Contact receiving bank for
confirmation.
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